AVICS by AVE Africa
Now in pilot with insurers in East Africa

Settle motor claims in
days, not weeks.

AVICS is AVE Africa's end-to-end motor claims platform. It puts insurers, garages, assessors and suppliers on one system — so claims move faster, settlement costs stay in check, and every decision is auditable.

Why AVICS?

AI on every claim

Fraud scored before payout

Faster settlements

Straight-through digital workflow

Full audit trail

Every action logged & traceable

Mobile apps — coming soon

Download on the App Store (coming soon)Get it on Google Play (coming soon)

Where we are today

Currently running live pilots with motor insurers in East Africa.

We're onboarding early partners now. Book a demo to see the platform on your own claims data and discuss a pilot.

Why AVICS

The case for AVICS,
in five answers

The questions every insurance team asks before they commit — answered directly.

🎯

The problem it solves

Motor claims are slow, manual and opaque

Claims bounce between phone calls, spreadsheets, WhatsApp and paper. AVICS replaces that with one digital workflow from first notice of loss to settlement — no lost files, no chasing.

💸

How it saves money

Competition on every job cuts leakage

Assessors, garages and parts suppliers submit competitive bids per claim. You see the options side by side and award the best value — reducing over-quoting, fraud and claims leakage.

How fast it delivers value

Web-based — live in a pilot quickly

The admin portal runs in the browser with nothing to install. We onboard your team and stakeholders and start with a focused pilot on a slice of your claims, so you see value before a full rollout.

🤝

Why you can trust it

Built in Africa, for African insurers

Every action is logged with a timestamp, user and before/after state — a compliance-ready audit trail. Role-based access keeps data controlled, and we build alongside our pilot insurers, not from a distance.

🛡️

How it stops fraud

AI flags fraud before you pay

Every claim is scored for fraud risk the moment it lands — with plain-English reasoning, photo authenticity checks, and vehicle-continuity verification that catches swapped-car fraud. Suspicious claims surface before a shilling moves.

📈

The outcome

Faster, cheaper, fully accountable claims

Shorter cycle times, controlled settlement costs, happier policyholders and a clean audit trail for regulators — from one platform.

Product Catalogue

Everything in one platform

AVICS is made of connected modules. Use the full platform, or start with the ones that matter most for your pilot.

📋

Claims Management

File, track and resolve claims from a unified dashboard, with a full status lifecycle from Pending to Completed.

  • End-to-end claim lifecycle
  • Approve, reject & assign in one place
  • Real-time status for every stakeholder
🔍

Assessor Bidding

Qualified assessors submit competitive bids with detailed damage reports and parts breakdowns.

  • Side-by-side bid comparison
  • Itemised parts & labour
  • Award or reject in one click
🔧

Garage Network

Connect to a verified network of repair partners and route each job to the best-fit garage.

  • Ratings & service specialties
  • Live workload visibility
  • Digital job assignment
📦

Supplier Parts Bidding

Suppliers bid on the parts each claim needs, so you always award the best value.

  • Per-claim parts requests
  • Compare quotes instantly
  • Transparent award trail
📊

Analytics & Reports

Real-time dashboards across claims, customers, garages and assessors.

  • Live claim & payout stats
  • Top-performer insights
  • Export any dataset to CSV
🛡️

Access & Audit

Granular role-based access with a compliance-ready audit trail on every action.

  • Custom roles & permissions
  • Timestamped, immutable logs
  • Fully searchable history
🔗

Online Claim Filing

Generate shareable claim links customers complete online — no app required to start.

  • Photos & police reports
  • Vehicle & policy details
  • Straight into your workflow
🕵️

Fraud Investigation

Appoint investigators, collect field reports via secure links, and reach a documented fraud verdict.

  • Case triage
  • Secure investigator links
  • Documented verdicts
💵

Cash-in-Lieu Settlements

Compare claimant vs. assessor estimates side by side, approve, and pay out without a repair.

  • Estimate comparison
  • Approval workflow
  • Payout tracking
🪟

Glass & Specialty Claims

Fast-track workflows for windscreen and glass jobs with supplier bidding.

  • Dedicated glass flow
  • Supplier bids
  • One-click completion
🖥️

Insurer Admin Portal

A web command centre for your team to oversee every claim and stakeholder from any browser.

  • No install, works in-browser
  • Manage all four user types
  • See the portal preview ↓
📱

Mobile Apps

Native apps so customers, garages, assessors and suppliers manage everything from their phone.

🚧 Coming soon to iOS & Android
Intelligence, not just digitisation

AI on every claim

Most systems just move paper to screens. AVICS reasons about the claim — scoring fraud risk, verifying photos, and checking the vehicle is the same one at every stage.

🎯

AI Fraud Risk Scoring

Every claim gets a 0–100 risk score and a Low/Medium/High band on arrival — each backed by the signals and plain-English reasoning behind it. Scores update live on the dashboard as evidence arrives.

🚗

Vehicle Continuity Check

AVICS compares the vehicle across submission, assessment, repair and re-assessment — flagging mismatches to catch swapped-car fraud, with a verdict and confidence for each stage.

📸

Photo Authenticity Validation

On upload, computer vision confirms a real vehicle is in frame and metadata confirms the photo was taken in the last 7 days — stale and fake evidence is caught at the door.

💬

AI Conversational Intake

Policyholders can file by chatting instead of filling forms. The assistant asks the right follow-ups, captures location, and validates photos inline — a claim in minutes.

AvicsAI Copilot

An in-app AI assistant on every page — summarising claims, explaining workflows and guiding staff, so teams move faster and stay consistent.

Explainable, not a black boxevery score comes with signals & reasoning
Real-time by designrisk updates stream live to your dashboard
Less manual reviewAI triages the routine; people focus on the edge cases
The Process

From incident to settlement
in six steps

🚗
Step 1

Incident Reported

Customer files a claim via a shared link or the mobile app — photos are AI-validated instantly for authenticity.

Step 2

Claim Approved

Insurer reviews and approves the claim for assessment

🔍
Step 3

Assessors Bid

Qualified assessors submit bids with damage reports

🔧
Step 4

Garage Assigned

Best-fit garage is awarded the repair job

📦
Step 5

Parts Sourced

Suppliers bid on parts — best value wins

🎉
Step 6

Claim Settled

Repair completed, payouts processed, case closed

Built For Everyone

One platform, four powerful
user experiences

Insurers run the show from the admin portal, while policyholders, garages, assessors and suppliers each get a dedicated experience.

👤

Customers

Policyholders

  • File by form or AI chat — in minutes
  • Upload photos and police reports
  • Track claim status in real time
  • Receive settlement notifications
🔧

Garages

Repair Partners

  • Receive and respond to repair jobs
  • Submit competitive repair bids
  • Manage your job queue
  • Build your reputation with ratings
🔍

Assessors

Damage Experts

  • Receive assessment assignments
  • Submit detailed damage reports
  • Quote parts and labour costs
  • Grow your assessor profile
📦

Suppliers

Parts Providers

  • Browse open parts requests
  • Submit competitive parts bids
  • Manage order fulfilment
  • Expand your customer base
Admin Portal

Full command &
control for insurers.

The AVICS admin portal gives insurance teams a powerful web dashboard to oversee every claim, manage all stakeholders, and maintain complete audit trails — from any browser.

  • Claims lifecycle management — approve, reject, assign assessors, award garages
  • Stakeholder management — customers, garages, assessors, and suppliers in one place
  • Role-based access control — granular permissions per team member
  • Reports & audit logs — export to Excel or CSV, full immutable audit trail
  • Real-time dashboard — live stats on payouts, claim counts, top performers
  • AI fraud insights — live risk scores and signals surfaced right in the claim view
portal.aveafricasolutions.com
Web-based · No install required
The Difference

AVICS vs. the manual process

Most motor claims still run on phone calls, spreadsheets and paper. Here's what changes.

Today · manual claims

  • Claims tracked across calls, email & spreadsheets
  • Single quotes with little price competition
  • Little visibility into cycle time or bottlenecks
  • Hard to reconstruct who did what, when
  • Policyholders left in the dark on status
  • Fraud spotted late, by gut feel
With AVICS

One connected platform

  • Every claim in one digital workflow
  • Competitive bidding on assessments, repairs & parts
  • Real-time dashboards on claims & performance
  • Immutable, timestamped audit trail
  • Policyholders track status in real time
  • AI scores fraud risk on every claim
Mobile App

Manage claims
from anywhere.

The AVICS mobile app will put the full power of the platform in the pockets of customers, garages, assessors and suppliers. Native apps for iOS and Android are on the way.

Coming soon to iOS & Android
Download on the App Store (coming soon)Get it on Google Play (coming soon)

Want to be notified at launch? .

Get Started

Ready to transform
your claims process?

Book a demo to see AVICS on your own claims data and talk through a pilot for your team.

Contact Us